PRUmychild – PRUearly start and PRUbest start Congenital Illnesses Definition with Diagram

Have you read PRUearly start / PRUbest start brochure?  Check on infant coverage for congenital illnesses. Do you understand the medical term?

I also didn’t understand all of the medical term. To aid my presentation and help my client to understand, below are the compilations of PRUearly start and PRUbest start Congenital Illnesses Definition with Diagram / Pictures.

1.Congenital Deafness

Loss of hearing present at birth.

2. Congenital Cataract

A congenital cataract is clouding of the lens of the eye, that is present at birth.

3. Anal Atresia

The anus is either not present or it is in the wrong place.

4. Congenital Diaphragmatic Hernia

A diaphragmatic hernia is a birth defect in which there is an abnormal opening in the diaphragm, the muscle that helps you breathe. The opening allows part of the organs from the belly (stomach, spleen, liver, and intestines) to go up into the chest cavity near the lungs.

5. Infantile Hydrocephalus

Build up of fluid inside the head during infancy, leading to enlargement of the head. Hydrocephalus means “water on the brain.”

6. Tetralogy of Fallot

A birth defect of the heart consisting of four abnormalities that results in insufficiently oxygenated blood pumped
to the body.

7. Transposition of Great Vessels

A congenital heart defect in which the two major vessels that carry blood away from the heart — the aorta and the pulmonary artery — are switched (transposed).

8. Truncus Arteriosus

A rare type of congenital heart disease characterized by a single blood vessel arising from the right and left ventricles,
instead of the normal two (pulmonary artery and aorta).

9.  Atrial Septal Defect

A congenital heart defect in which the wall that separates the upper heart chambers (atria) does not close completely.

10. Ventricular Septal Defect

A congenital heart defect in which one or more holes in the wall that separates the right and left ventricles of the heart.

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PRUmychild (before birth)

1. Name of Mother
2. Date of Birth (Mother)
3. Smoking or not
4. Annual Income
5. Contact Number
6. Location
7. How many weeks of pregnancy?
8. Expected Delivery Date
9. Budget monthly (RM100 and above)

PRUmychild (after birth)

1. Name of Father/Mother
2. Date of Birth Father/Mother
3. Smoking or not
4. Annual Income
5. Contact Number
6. Location
7. Date of Birth Kids
8. Budget monthly (RM100 and above)

or.

Get yourself PRUmyChild Board Game if you sign all family plan with me

PRUmychild plan before birth?

You can take up this plan for your unborn child as early as 18 weeks into your pregnancy. Why as so early?  Because PRUmychild is the only insurance plan covering congenital conditions.

Protect your loves one by sign up for PRUmychild with PRUearly start / PRUbest start.

PRUearly start / PRUbest start covers

Child Care Benefit

1. Hospitalisation of child due to Congenital Conditions – Reimbursement
of hospitalisation claims up to RM25,000 annually (up to age 2 years)

2.ICU / HDU for Premature Birth RM500 daily (max 30 days)

3.Incubation of new born child immediately following birth RM200 daily (max 60 days)

Pregnancy Care Benefit * you may enhanced the protection by sign up for PRUlady plan.

1. Pregnancy Complications Eclampsia, Abruptio placentae, Amniotic fluid embolism RM5,000

2. Maternal death up to 30 days from delivery RM20,000

Total premiums paid will be returned

1. Death of Foetus

2. Infant death within 30 days of birth

When can I sign up insurance plan for my baby? Prudential Education Plan and Health Medical Insurance

PRUmy child

You can take up this plan for your unborn child as early as 18 weeks into your pregnancy. Or after birth, 2 weeks after birth. Protection to 100 years old

Takaful Cerdik

You can take up this plan for your child as early as 2 weeks after birth. Protection to 25 years old

Baby’s gizmo. My first baby 14.3.2010

My first baby born on 14.3.2010 .  I want to share with my readers what are the baby products i bought for my baby.

1.  The First Years Close and Secure Sleeper (bought at BabyLand SS2, Summit USJ). From day first to one month, my baby sleep inside this. Day and Night.

2. Inglesina Loft Rocking Chair Orange (bought at First Few Years, The Curve Mutiara Damansara). After 1 month old, my baby use this rocking chair during the day. At night, my baby still using The First Years Close and Secure Sleeper.

Im looking for the accessories Kit hood + mosquito net. Please let me know where I can buy this.

3. Simple Dimple Monty Lion Gym. (bought at BabyLand SS2, Summit USJ). Baby is too small for this gym but my wife like it. The price is much cheaper compare to Fisher & Price products.

4. Ameda Lactaline dual electric breast pump (bought at Mother Care, The Curve Mutiara Damansara). Why Ameda not Medela? Medela is a good brand. I choose Ameda simply because Pusrawi Hospital use this brand.

5. Tommee Tippee Closer to Nature® easi-vent™ 150ml bottle (twin pack) (bought at BabyLand SS2, Summit USJ) .  No particular reason why me and wife bought this. We are looking for BPA free bottle and all are BPA free bottle. So we pick Tommee Tippee due to the design and closer to nature nippy.

6. PRUmychild Investment Link Policy with PRUhealth Medical Card . Do you know that you may sign up for insurance plan for your baby as early of 8 weeks of pregnancy. PRUmychild lauched after my baby born. I sign up my baby after 2 weeks of birth. I sign up my baby for RM150 monthly plan. PRUmychild plan with PRUearly start
Sum Assured : 50K Critical Illness compensation : RM50K PRUhealth Medical Card plan PHL100 Hospital benefits RM50 per day PRUmed allowance RM50 per day (ward), RM100 per day (ICU), RM2500 (Surgery)
Savings is flexible age 18 got RM33K or continue to age 30 got RM73,802K. Is it good? Yes it is good.

7. Next target Quinny Buzz 3 (target to buy at First Few Years, The Curve Mutiara Damansara). Why Quinny Buzz 3 . Because me and wife looking for two ways stroller system which your baby facing you or facing the front. Plus, Quinny Buzz 3 so light and small in size when folded (suitable for our small car). Quinny Buzz 3 with hydralic system which with one push button, the stroller unfold automatically. Suitable start from new born till, hmm I dont remember.

When can I sign up insurance plan for my baby? Prudential Education Plan and Health Medical Insurance

PRUmy child

You can take up this plan for your unborn child as early as 18 weeks into your pregnancy. Or after birth, 2 weeks after birth. Protection to 100 years old

Takaful Cerdik

You can take up this plan for your child as early as 2 weeks after birth. Protection to 25 years old

PRUmy child. Promotional Contest. Join now!

Win RM30,000 Education Plan for your children

Free personal accident coverage for newborn babies

Watch Sheild Majid promotional video. Why she choose PRUmy child?

Go to PRUmy Child offical site now! Click Here

PRUhealth. Medical Card Plan up to 100 years old

PRUmy child. Protection and education for your child

Protection and education for your child. On top of that, you could also enjoy these tantalising goodies:

* 1st 200 PRUmy child policyholders receive a free voucher each
* 1st 2000 PRUbest start policyholders enjoy a free smock each.
* Newborn babies receive FREE Personal Accident coverage

Interested?

Please email me as below

PRUmychild (before birth)

1. Name of Mother
2. Date of Birth (Mother)
3. Smoking or not
4. Annual Income
5. Contact Number
6. Location
7. How many weeks of pregnancy?
8. Expected Delivery Date
9. Budget monthly (RM100 and above)

PRUmychild (after birth)

1. Name of Father/Mother
2. Date of Birth Father/Mother
3. Smoking or not
4. Annual Income
5. Contact Number
6. Location
7. Date of Birth Kids
8. Budget monthly (RM100 and above)

All about PRUmy child. Health insurance start from pregnancy.

What is PRUmy child?

PRUmy child is a regular premium investment-linked insurance plan that serves to fulfill
the protection needs of you and your child, allowing you to plan ahead for their
future… today.

What are the benefits available in this plan?

For the child
Should the unfortunate happen to your child, such as death, the benefit payable is the:
• Sum assured & total value of units in the account1
Should your child suffer from Total and Permanent Disability (TPD):
(a) before the age of 16 years, the maximum sum assured is payable (subject to RM500,000 per life); or
(b) after age 16 years but prior to age 70, the maximum sum assured is payable (subject to a total of RM4 million per life)
In the event of TPD, the sum assured is payable subject to a maximum lump sum of RM1 million upon claim. The balance of the sum assured will be paid upon the first anniversary of the TPD. Upon earlier death, the balance of any sum assured will be paid immediately.

Upon maturity of plan
Value of all units in the account is payable when your child reaches the age of 100
years on their next birthday.

Upon surrender
Value of units in the account at the point of surrender.

For a pregnant mother
It’s never too early to start protection with PRUearly start or PRUbest start benefit that offers Child Care Benefit and Pregnancy Care Benefit for pregnant mothers and their unborn child.
Please refer to the PRUearly start / PRUbest start Leaflet for further details

Who can take up the PRUmy child plan?

You can take up this plan for your unborn child as early as 18 weeks into your pregnancy, or for your child who is between 1 – 18 years of age on his / her next birthday. The parent, who must be between 18 – 60 years old, owns the policy and is able to adapt it as they see fit for the benefit of the child.

How long do I need to pay premiums for?

Premium is payable throughout the whole policy term until the expiry of the policy. Upon expiry of any optional or add-on benefits, the premiums will be reduced accordingly.

How can I enhance the coverage of the PRUmy child plan?

With additional premium, you can extend the PRUmy child plan beyond the ordinary by attaching any of the following optional / add-on cover that will insure your child and loved ones against unexpected events:

Critical Illness Cover
Takes care of your child in the event they are diagnosed with critical illness, including  child-specific illnesses under the new PRUessential child1 rider that covers them up to the age of 25 years next birthday.

Payor Cover
Pays for your plan in the event of death (if applicable), TPD before age 70 or critical illness.

Accident Cover
Comprehensive coverage for injuries due to accident.

Health and Medical Cover (PRUhealth)
Takes care of major medical bills in the event that your child needs surgery or outpatient treatment and if he or she is hospitalised.

How do I start building my child’s education fund?

You can attach either PRUsaver kid or PRUedusaver where the premiums will be invested in our series of PRUlink or PRUlink education funds.

Is PRUmy child eligible for tax relief?

During childhood

As a parent, you should be entitled to education tax relief on premiums paid for PRUedusaver, PRUsaver
kid or Parent Payor. Furthermore, premiums paid for PRUfamily income, PRUfamily double income and PRUessential child may also qualify for tax relief.

During adulthood (Above age 25 at next birthday)

Your child will be entitled to life / medical tax relief upontransfer of ownership.